We concentrate on what’s important to you

Here at Much we take a values-based approach to financial advice. This means we start all of our discussions by exploring your core personal values during a goal-setting exercise we call a Game Plan. Before we provide any financial advice we want to know the things that matter most in your life, whatever they may be, so we can work out a plan that’s right for you.

A values-based approach

Why is values-based advice so important? Other financial planners will provide advice that is aimed at achieving a specific lifestyle goal or strategic outcome alone, without making any reference to your personal values and long term objectives.

At Much we believe your personal values should drive all important financial decisions you make in your life, and not the other way around.

Discovery Meeting

Identify your goals, values, ambitions, concerns and attitude towards risk.

Develop comprehensive wealth management & investment strategy

Discussion Meeting

Review our proposed recommendations together and confirm any outstanding details.

Construct a personalised financial plan

Plan Presentation Meeting

We will present you with your financial plan. Together we will review the recommendations made and discuss the options available to you.

Commence the ongoing implementation of your financial plan

Initiate the application of your personalised investment strategy

Six-month Progress Meeting

In person meeting to review the initial progress of your financial plan and discuss any changes that may have occurred in your life

Annual Review Meeting

In person meeting to discuss any changes that may have occurred in your life, and any new goals or opportunities. We will continue the ongoing monitoring of your financial plan

A values-based approach

Why is values-based advice so important? Other financial planners will provide advice that is aimed at achieving a specific lifestyle goal or strategic outcome alone, without making any reference to your personal values and long term objectives.

At Much we believe your personal values should drive all important financial decisions you make in your life, and not the other way around.

Parts we work together on
Parts that we sort out for you

Sound good? Don’t hesitate to give us a call. We’ll help get the ball rolling today!

Call (02) 6249 1555

How we deliver on purpose

swipe to see more

Organisation

We organise your affairs to bring order to your finances.

Accountability

We keep you accountable to follow through on your financial commitments and make sure you are doing the things you need to be doing to achieve your key goals in life.

Partnership

We will work in collaboration with you, not just for you. By taking the time to understand your situation and provide ongoing transparency regarding our relationship we will help you to achieve your best life possible. 

Objectivity

We provide an objective voice of reason in relation to critical decisions you may be required to make and ensure the outcomes aren’t driven by emotion.

Education

Through understanding your situation, we can help ensure that you have the appropriate resources to achieve your goals, and explain your options and the risks involved with your decisions. To see the latest Market Updates, Click here.

Proactivity

We help you to look ahead and prepare you for any future anticipated transitions in life. 

Services

Retirement Planning

  • Lifestyle review
  • Maximising super
  • Retirement modelling
  • Social Security
  • Super Fund Choice

Goodbye tension, hello pension

Maximise your superannuation benefits using tax-effective strategies. We can help with self-managed superannuation, contribution strategies (including spouse contributions) and life insurance options to smooth the path to retirement.

Cashflow and Debt Management

  • Budgeting & Modelling
  • Savings plan
  • Debt management

Make dollars and sense

Running out of cash is not great for anyone’s well being! Good cash flow management ensures you always have money available to pay for expenses when they are due, and some set aside for stress-free enjoyment too. We help you get the balance right.

Estate Planning

  • Wills
  • Powers of Attorney
  • Binding Death Benefit Nominations
  • Trusts
  • Gifting & Philanthropy
  • Liaising with family as required

The will to succeed

Passing assets to the right people at the right time requires astute planning. With your solicitor we can develop strategies to suit you and your family, and ultimately create opportunities for your beneficiaries to minimise taxation and protect assets.

Portfolio Management

  • Managing asset allocation growth vs defensive
  • Investment selection
  • Diversification
  • Ongoing portfolio rebalances

Talk to your investmentor

Investing in property, shares or managed funds can form an integral part of your personal financial plan. We can guide you through the maze of investment options and ensure your choices suit your long-term goals.

Wealth Protection

  • Life insurance
  • TPD insurance
  • Critical Illness
  • Income Protection
  • Business Protection

Be prepared

Life is unpredictable, it can throw you the occasional curve ball. Do you duck for cover or stand up to bat it away with confidence? With the right insurance you can protect your wealth and build robust contingency plans for whatever life throws at you.

Tax Planning

  • Maximising after tax income
  • Capital gains tax management
  • Gearing
  • Borrowing to invest
  • Small business CGT concessions

Max your tax benefits

Pay what you should and not a cent more. We know how to maximise your income through allowances, deductions, exclusions and exemptions. We help you to accentuate the positive when it comes to tax.

Much more than finance

Debt is a necessary evil for most of us. We will work with you to make sure your loan is tailored to suit both you and your goals.

From your first property purchase through to when you transition into a retirement village, we are here to help.

Find out today
iPad