• Do you gauge your success in terms of wealth?

  • Or a life rich in character and purpose?

  • Whatever you choose, life is...

Us in a muchshell...

We put positivity and possibility back into life.

Most financial planners are much of a muchness. In a world of same we offer so much more – more passion, more commitment and more care. Since 1993 we have thrown our heads and hearts into our clients life goals. We are totally invested in making their lives what they want them to be – rich and rewarding.

We believe in the forgotten power of muchness.

  • Muchness. noun. The quality of state of being great in quantity, extent, or degree.

    Source: Merriam Webster dictionary

  • Muchness. adjective. The innocence and imagination that appears in the hearts of young children. As the children grow older, they become more mature, and gain responsibilities. They lose their muchness.

    Source: Urban Dictionary

We know when more is more and when less is more.

Wealth creation, insurance, asset protection, tax, investment, retirement strategies, business and estate planning, yet it is through real empowerment of our clients that we pride ourselves. This means we concentrate on what’s important to you, your family and your business. We take the more holistic view.

  • TRUE LOVE +18


  • Arran Curll
  • Anne Noakes
  • Adam Cheer
  • Trevor Bransdon
  • David Meers
  • David Rule
  • Aishwarya Joshi
  • Craig Milroy
  • Katherine O'Sullivan
  • Gemma Lawrence
  • Nourah Zezulka
  • Timothy Boxsell
  • Stacey Bransdon
  • Nick Tandy

Nourah Zezulka

B.Ec (App), BComm

Nourah is passionate, energetic and lives the motto ‘if something is worth doing it is worth doing properly’. Without Nourah’s drive we wouldn’t have successfully undertaken our biggest change in years, rebranding our business. Nourah sets high standards and reaches them, but unfortunately her dad jokes and puns don’t quite hit the same high bar. She gets points for trying though. Nourah is a keen hiker, cyclist and appreciates the great outdoors. We all love working with Nourah, her passion for achieving great outcomes for our clients is contagious.

Nourah Zezulka

More than mouth

Awards & Accreditations


Our business has consistently been ranked in the top ten Godfrey Pembroke practices and we are recognised amongst our peers as leaders in the reforms that will move financial planning from an industry to a profession. We have also been awarded the FPA Professional Practice designation. This is in recognition of our Team's qualifications, experience and knowledge.

Percentage of our clients that trust our capacity and desire to help them achieve their goals. *

Core Data Survey November 2014

92 %


  • Trust is a big factor and we trust Craig Milroy. He's also a very good relationship manager and shows genuine care. These are soft skills but they count for a lot.

    — Client

  • I would always be very cautious about recommending an advisor to someone else given the risks. However, I have recommended David Rule to my sister (who is now a client) and a friend of my partner's.

    — Client

  • Trevor is always available to answer any questions I have as well as make well researched strategy suggestions for my investment. He is someone I trust fully which is very important for my peace of mind.

    — Client

  • I am extremely happy with my David Meers' advice, attitude, communication skills and personal concerns and am happy paying him fees.

    — Client

  • The financial advice I have received has been perfect for my situation as a retired widow. I know exactly where I stand financially and feel I can contact Arran whenever I need to.

    — Client

  • I trust Darren Stevens to look after my financial needs and am happy to stake my reputation on his ability by recommending him to others.

    — Client

Much love

Increasing value is what we do, but we also give back. A cornerstone of Much’s philosophy is supporting the communities in which we operate. We donate 10% of our after tax profit to charities. This commitment echoes our pledge to putting positivity and possibility back into life. We know we have much to be thankful for, much to enjoy... and much to share...


Money can't buy

  • peace of mind
  • love
  • happiness
  • great friends
  • a close knit family
  • good karma
  • quality time with the kids
  • new beginnings
  • natural beauty
  • happy memories
  • respect
  • a clear conscience
  • an open mind
  • good hair days
  • patience
  • luck
  • a positive attitude
  • a happy home
  • true love
  • talent
  • wisdom
  • humility
  • a good reputation
  • social justice
  • a new perspective
  • laughter
  • shared experiences
  • being in the moment
  • trying a new profession
  • connecting with your past
  • second chances
  • making a difference

10 ways to achieve more Muchness...

  • Make dollars and sense

    Managing Cash

    Running out of cash is not great for anyone’s well-being! Good cash flow management ensures you always have money available to pay for expenses when they are due, and some set aside for stress-free enjoyment too. We help you get the balance right.

  • Borrow for tomorrow

    Lender Services

    Borrowing money shouldn’t be difficult or stressful. It should be a natural part of your overall strategy to achieve your goals. But with hundreds of borrowing options out there, which one is right for you? When your own savings need a boost, we’ll help you partner with the right lender.

  • Be prepared


    Life is unpredictable, it can throw you the occasional curve ball. Do you duck for cover or stand up to bat it away with confidence? With the right insurance you can protect your wealth and build robust contingency plans for whatever life throws at you.

  • Mind your own business

    Business Planning

    Having your own business means you are the driver of your own destiny. Your know what it means to create your own happiness, but there are many things you probably don’t have time to think about: tax structures, insurance, succession planning, etc. We work with other professionals to get the holistic view, and then provide a secure framework for your total business success.

  • Don't just
    get rich, get wealthy!

    Wealth Creation

    There's much more to wealth creation than making a bunch of money. It's about being secure, and finding more time to live the life you’ve always dreamed of. We believe in adding real value to your life.

  • Max your
    tax benefits

    Tax Planning

    Pay what you should, and not a cent more. We know how to maximise your income through allowances, deductions, exclusions and exemptions. We help you accentuate the positive, and eliminate the negative when it comes to tax.

  • Talk to your investmentor

    Investment Planning

    Investing in property, shares or managed funds can form an integral part of your personal financial plan. We can guide you through the maze of investment options and ensure your choices match your longterm goals.

  • Goodbye tension,
    hello pension

    Retirement and Superannuation

    Maximise your superannuation benefits using tax-effective strategies. We can help with self-managed superannuation, contribution strategies (including spouse contributions) and life insurance options to smooth the path to retirement.

  • Age

    Aged Care

    The Australian Government’s aged care system has been designed to give everyone much more choice, much more control and easier access to a full range of aged care services. We can help you take advantage of the latest changes.

  • The will to succeed

    Estate Planning

    Passing assets to the right people at the right time requires astute planning. With your solicitor we can develop strategies to suit you and your family, and ultimately create opportunities for your beneficiaries to minimise taxation and protect assets.


  • Even though we have seen the introduction of increasingly sophisticated technologies into our everyday lives on a continual basis throughout our lifetime, it is still difficult to picture how this will impact our lives in the future. It is impossible to know exactly what will happen in the future, however understanding the power of compound returns will help us to appreciate the impact advancing technologies will have Read More.

    David Rule | November 2015

  • I believe in the hidden power of muchness. I believe it when I watch my daughter play and see an utterly innocent joy come across her. I believe it when I see her experience new things and an unrepressed sense of wonder lights up in her eyes. I see that muchness in each new and exciting facial expression and each playful giggle she creates. But mostly I see it in the curiosity in her heart. Read More

    David Rule | August 2015

  • Why is money important to you? This is a question I think we should all ask ourselves on a regular basis. Is it because you want to buy nice things? So you can create a certain way of life? Perhaps it is a matter of status or simply because we have been taught we need it, whatever the reason is it is important to acknowledge it.

    What do some of the experts say? Read More

    David Rule | July 2015


    The challenge of balancing a fulfilling life, a successful career and a happy family can be hard, and at times, it feels like something has to give, and it does, but I have found that putting on hold one part of my crucial three doesn’t mean I have to give it away forever.... Read More

    David Rule | May 2015


Call us toll free 1800 046 019


Lvl 5, 35 Clarence St
Sydney NSW 2000


Lvl 7, 17-21 University Ave
Canberra ACT 2601

Postal Address

GPO Box 1547
Canberra ACT 2601